Financing should fit the business, not the other way around

• Working capital is insufficient or CAPEX is planned.
• Debt needs refinancing; existing loans have become expensive or unsuitable.
• New banking limits or guarantees are required.
• Several financing options need to be compared.
• The finance team needs external capacity for a complex transaction.
• The business needs to prepare to raise capital.

1. 01

   Business analysis

   We examine the business and its financial position.

2. 02

   Financing Review

   We review existing financing and capital needs.

3. 03

   Financial assessment

   Debt burden, cash flows, working capital, liabilities and collateral.

4. 04

   Financing options

   We develop structures suited to the business need.

5. 05

   Market check

   We compare terms, costs, timelines and risks.

6. 06

   Preparation and negotiation

   We prepare materials and support negotiations.

7. 07

   Implementation

   We support execution of the chosen structure.

The instrument is chosen for the task. The task is not shaped around the instrument.

• Bank financing and guarantees
• Leasing and factoring
• Refinancing
• Preferential and subsidised financing
• Export and import financing
• Project finance

SP does not replace the CFO or the company's finance function. SP strengthens them when additional expertise, capacity, new capital sources, an independent market check, complex structuring or support for a non-standard transaction is needed.

• A clear financial diagnosis
• Financing structure options
• A comparison of costs, timelines and risks
• A concrete route to financing
• Support in negotiations and implementation